🧮 Tools · Calculators

Finance Tools and Calculators for Morocco

Interactive calculators built for the Moroccan market, grounded in the same sourced data as the rest of Dalil. Each one runs entirely in your browser - nothing you type is sent anywhere.

TAX · DIVIDENDS · GAINS · INTEREST
After-Tax Investment Income Calculator
The press quotes the gross figure; the broker pays the net. Work out what a Moroccan resident actually keeps after withholding tax on dividends (TPA, phasing 15% to 10%), capital gains (TPCVM 15% / 20%), and bond interest (TPPRF 20%).
Interactive · 3 modes
GOLD · MAD PER GRAM · KARAT
Gold Price Calculator - MAD per Gram by Karat
Bridge the international gold spot price (USD per troy ounce) to the way Moroccan souks sell gold: dirhams per gram, in 18k, 21k, 22k, and 24k. Includes the value of a specific piece by weight and karat.
Interactive · karat table
SAVINGS · COMPOUNDING · REAL VALUE
Compound Interest and Savings Calculator
Project how a dirham savings or investment plan grows with monthly contributions and compounding, and see the inflation-adjusted value in today's purchasing power. A projection tool, not a return promise.
Interactive · real value

How these tools fit together

The three calculators cover the arc a Moroccan saver actually walks. The compound calculator answers "if I save this much for this long, what could it become" - the planning question. The after-tax calculator answers "what do I actually keep" once withholding tax is applied to the income that plan generates. And the gold calculator handles the asset Moroccan households hold most outside the banking system, translating a dollar-per-ounce world price into the gram-and-karat terms of a souk transaction.

Each tool is deliberately transparent about its assumptions and links to the sourced explainer behind it, so you can see the reasoning rather than trust a black box. None of them is investment or tax advice; rates and prices change, and the right figure for a real decision should be confirmed with a broker, a bank, or a Moroccan tax adviser.

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